Every mortgage or refinance needs a target; something larger we’re trying to accomplish beyond just buying/refinancing a home or investment property.
The best loan isn’t always the loan with the lowest rate. The best loan is the one that moves forward financially.
Here are a few “Refinance Rules” you may want to consider. These rules aren’t strict. But they help to develop a focus. Because a mortgage should not be an end in and of itself, but a means to a bigger end. Top Refinance Rules…#1) Eliminating Consumer Debt: (Non-tax deductible)#2) Have a Savings Cushion: Ideally 3-6 months in a liquid interest-bearing account. …(more…)
Every mortgage or refinance needs a target; something larger we’re trying to accomplish beyond just buying/refinancing a home or investment property. 
