Mortgage Loans Texas:  Have Texas mortgage loan rates gone down? Are you interested in a Texas mortgage loan?

We’re a local Austin mortgage company that can offer you the best mortgage rates and the lowest closing costs.  We are also a “No Point” lender which means we don’t charge addition points to get you a better mortgage loan rate.

Give us a call today for a FREE mortgage loan quote!  In Austin:  512-996-8194  In Houston:  713-589-2244

Texas Mortgage Loan Rates in Austin as of 06/26/2009
Mortgage Rates         Interest Rate    APR 
Conforming Home Loans and FHA Home Loans: 
30-Year Fixed Mortgage Rates            5.375%   5.571%
30-Year Fixed FHA Mortgage Rates    5.500%   6.245%
15-Year Fixed Mortgage Rates            4.875%   5.204%

Texas Conforming Home Loans and FHA Home Loans:
(Larger Loan Amounts in Eligible Areas)
30-Year Fixed Mortgage Rates          5.375%   5.516%
30-Year Fixed FHA Mortgage Rates  5.750%   6.451%

Texas Jumbo Home Loans:
(Amounts that exceed $417,000)
30-Year Fixed Mortgage Rates       6.250%   6.399%

Texas Mortgage Refinance Home Equity Loans

Give us a call today!  Austin: 512-996-8194    Houston: 713-589-2244

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Mortgage Loans Texas: What are the current home mortgage loan rates in Austin?  Are you interested in getting the best Texas mortgage loan rates and the lowest closing costs? Whether you’re interested in a new home mortgage loan or refinacing an existing mortgage loan, We can help you today!  We’re a local Austin mortgage company that can asssist you with your mortgage refinance needs.

Give us a call today!              Austin: 512-996-8194              Houston: 713-589-2244

Texas Mortgage Loan Rates in Austin as of 06/12/2009

Mortgage Rate                                                         Interest Rate APR 
Texas Conforming Home Loans and FHA Home Loans: 
Current 30-Year Fixed Mortgage Rates          5.750%   5.950%
Current 30-Year Fixed FHA Mortgage Rates 6.000%   6.773%
Current 15-Year Fixed Mortgage Rates          5.250%   5.583%

Texas Conforming Home Loans and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Current 30-Year Fixed Mortgage Rates          5.875%   6.021%
Current 30-Year Fixed FHA Mortgage Rates 6.125%   6.844%

Texas Jumbo Home Loans – (Amounts that exceed $417,000)
Current 30-Year Fixed Mortgage Rates          6.375%   6.525%

Texas Mortgage Refinance Home Equity Loan

   Get a FREE Term Life Insurance Texas quote!                                                 Visit: http://texastermlife.com/life-insurance-quote/ 

Mortgage Refinance Rates Texas: Are home mortgage rates going up in Austin? Do you have questions about Texas home mortgage rates? Give us a call and we’ll answer your mortgage refinance questions. We’re a local Austin mortgage company that can offer you the best mortgage rates and the lowest closing costs. Call us today!           Austin: 512-996-8194    Houston: 713-589-2244

Today’s Mortgage Refinance Rates in Austin as of 06/08/2009
Mortgage Rate                                                  Interest Rate  APR 
Texas Conforming Home Loans and FHA Home Loans 
Today’s 30-Year Fixed Mortgage Rate            5.750%   5.950%
Today’s 30-Year Fixed FHA Mortgage Rate   6.000%   6.773%
Today’s 15-Year Fixed Mortgage Rate            5.250%   5.583%

Texas Jumbo Home Loans (Amounts that exceed $417,000) 
Today’s 30-Year Fixed Mortgage Rate            6.375%   6.525%

Texas Mortgage Refinance Home Equity Loans

Mortgage Rates Jump to Highest Since December

http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aN.fG1W_qxVI

June 4 (Bloomberg) — Fixed U.S. mortgage rates jumped to the highest level this year, signaling the Federal Reserve’s plan to lower borrowing costs has stalled.

The average 30-year fixed rate rose to 5.29 from 4.91 percent a week earlier, Freddie Mac, the McLean, Virginia-based mortgage buyer, said today in a statement. The last time the rate was higher was Dec. 11, when it was 5.47 percent. The average 15- year fixed rate rose to 4.79 percent from 4.53 percent. http://www.mylendingplace.com/mortgage-rates/

“That’s quite a jump,” said Donald Rissmiller, chief economist at New York-based Strategas Research Partners. “The more rates go up, the more we need home prices to go down to equalize consumers’ payments. It’s those payments that have brought about a level of stability in housing unit sales.”

Rising mortgage rates may deepen the U.S. housing slump and sideline consumers hoping to refinance or purchase their first house. The number of Americans signing contracts to buy previously owned homes climbed 6.7 percent in April, largely on cheaper financing costs, according to the National Association of Realtors. http://www.realtor.org/RMODaily.nsf/pages/News2009060201?OpenDocument

This week’s rate increase translates into an additional $31.79 a month for a buyer purchasing the median-priced U.S. home of $170,200 with a 20 percent down payment.

“If people hear that rates are going up, I think they hesitate a little bit,” said Tom Burris, a mortgage banker at Supreme Lending in Dallas. “After a while the reality sets in that 5.5 is much better than 8 percent that we had ten years ago. It’s a good rate, it’s a fair rate.”

Austin: 512-996-8194     Houston: 713-589-2244 

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Texas Mortgage Refinance Rates:  Should you refinance your Austin home mortgage?  The current Texas home mortgage rates have increased slightly from their record lows. If you’ve been thinking of home mortgage refinancing, you need to act NOW!  We’re a local Austin mortgage company that can assist you with your new home mortgage or existing home mortgage refinance. Give us a call today and we’ll get started today! 

                                         Austin: 512-996-8194                                          Houston: 713-589-2244

                                           Austin’s Current Mortgage Refinance Rates as of 6/02/09
                                                  Mortgage Rate                                          Interest Rate       APR
Texas Conforming Home Loans: 
Current Texas 30-Year Fixed Mortgage Rate    5.375%     5.593%
Current Texas 20-Year Fixed Mortgage Rate    5.500%     5.795%
Current Texas 15-Year Fixed Mortgage Rate    4.875%     5.241%

Texas Jumbo Home Loans: (Amounts that exceed $417,000) 
Current Texas 30-Year Fixed Mortgage Rate    6.375%     6.525%

Texas FHA Home Loans: (loan limits vary by county)
Current Texas 30-Year Fixed Mortgage Rate    5.500%     6.170%

Texas Mortgage Refinance Home Equity Loans

Give us a call today!     Austin: 512-996-8194     Houston: 713-589-2244

Get a FREE Term Life Insurance Texas quote! Visit: http://texastermlife.com/life-insurance-quote/