Texas Mortgage Rates: Today’s Texas Mortgage Rates in Austin

Are you interested in refinancing your current mortgage? Texas refinance rates are still near historic lows. By refinancing at a lower mortgage rate, you could save your family money each month.

Are you interested in a mortgage refinance home equity loan? You could borrow against the equity you’ve built up in your home. Unsure if you qualify? Give us a call, we can help.  We can offer you the guidance you need to find the right options for you and your family.

We’re a local Austin mortgage lender that can offer you the lowest Texas mortgage rates and the lowest closing costs.

Give us a call today!     Austin:  512.996.8194      Houston:  713.589.2244

Today’s Texas Mortgage Rates in Austin as of 12/15/2009
Mortgage Rates                                     Interest Rate    APR 
Texas Conforming Home Loans and FHA Home Loans: 
Today’s 30-Year Fixed Mortgage Rates           5.000%    5.191%
Today’s 30-Year Fixed FHA Mortgage Rates   5.500%    6.245%
Today’s 15-Year Fixed Mortgage Rates           4.375%    4.700%

Texas Conforming Home Loans and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Today’s 30-Year Fixed Mortgage Rates            5.250%    5.390%
Today’s 30-Year Fixed FHA Mortgage Rates   5.250%    5.924%

Texas Jumbo Home Loans:
(Amounts that exceed $417,000) 
Today’s 30-Year Fixed Mortgage Rates            5.750%    5.895%

Texas Mortgage Refinance Home Equity Loans

Texas Mortgage Rates: Austin Mortgage Rates at Historic Lows Whether you’re interested in mortgage refinancing, a new mortgage loan or a Texas cash out refinance… NOW is the time to act. Taking advantage of Texas mortgage rates while they are at historic lows could save you a lot of money.

Unlike major lenders, we’re a “No Point” lender. You can access our closing costs HERE.

Give us a call today!     Austin:  512-996-8194     Houston:  713-589-2244

      Texas Mortgage Rates in Austin as of 12/04/2009
Mortgage Rates                                                   Interest Rate   APR 
Conforming Home Loans and FHA Loans: 
Texas 30-Year Fixed Rate Mortgages           4.875%    5.065%
Texas 30-Year Fixed FHA Rate Mortgages  5.000%    5.717%
Texas 15-Year Fixed Rate Mortgages           4.250%    4.573%

Conforming Home Loans and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Texas 30-Year Fixed Rate Mortgages           5.125%    5.264%
Texas 30-Year Fixed FHA Rate Mortgages  5.250%    5.924%

Jumbo Home Loans:
(Amounts that exceed $417,000)
Texas 30-Year Fixed Rate Mortgages           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loans

Texas Mortgage Rates:   Is it a good time to refinance?

What are today’s Texas mortgage refinance rates in Austin?

Interested in home mortgage refinancing? Texas mortgage rates in Austin are at record lows but they won’t stay this low for long. Want to find out what Texas mortgage rates you qualify for? Want to find out how much money you could save by refinancing?

We’re a local Austin mortgage lender that can offer you the best mortgage rates and the lowest closing costs!

If you are thinking of refinancing or doing a Texas cash out refinance rates are gret!

Give us a call today!        Austin: 512-996-8194          Houston: 713-589-2244

Today’s Austin Mortgage Rates as of 11/11/2009
Mortgage Rates                                     Interest Rate APR 

Texas Conforming Home Loans and FHA Home Loans 
Today’s 30-Year Fixed Mortgage Rates           4.875%    5.065%
Today’s 30-Year Fixed FHA Mortgage Rates   5.000%    5.717%
Today’s 15-Year Fixed Mortgage Rates           4.375%    4.700%

Texas Conforming Home and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Today’s 30-Year Fixed Mortgage Rates            5.000%    5.138%
Today’s 30-Year Fixed FHA Mortgage Rates   5.250%    5.924%

Austin Texas Jumbo Home Loans: 
(Amounts that exceed $417,000)
Today’s 30-Year Fixed Mortgage Rates           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loan

Interested in Houston’s current mortgage rates? Visit: http://houstonhouse.net/mortgage-rates/

Interested in El Paso’s current mortgage rates? Visit: http://www.mylendingplace.com/mortgage/rates/El-Paso/

100% financing is still available up to 417,000.  But is it a good idea?   

Phone is 512-577-2958 | jon@mylendingplace.com

When I started Mylendingplace over 3 years ago, I decided I wanted to do “good loans”.  Or Home loans that really helped people move forward toward their overall financial goals.   Remember, a mortgage is either a 15-30 year debt instrument or a financial tool.  It can be a 30 year debt loan or a tool to bigger, better things like getting out of  debt, saving for college, retirement. 

Any licensed mortgage person can do a home loan, it’s how the mortgage is constructed or designed that’s important.    In this post, let’s explore the question “how much is the right amount to put down on a home.”

Let’s compare the following:   80/20 loans (100% financing) or 10% down home loans.           Read the rest of this entry »