Austin Texas Mortgage News:  Good News/ Bad News.   Which do you want first?

The good news:   Mortgage rates are really good.   Even if rates go up in the next 3-6 months, it’s better to buy now than before the “credit crunch.”     Read the rest of this entry »

Ways to reduce the closing costs associated with your home loan:

Let’s talk about closing costs that are associated with any home loan.    Most people only think in terms of the loan’s interest rate,  but there are other costs to consider when getting a mortgage.

1) The Cost of the money; AKA the interest rate.

2) The Cost to get the rate ; AKA closing costs.   Read the rest of this entry »