Texas Mortgage Rates: What are today’s Texas mortgage refinance rates in Austin?

Texas Mortgage Rates:   Is it a good time to refinance?

What are today’s Texas mortgage refinance rates in Austin?

Interested in home mortgage refinancing? Texas mortgage rates in Austin are at record lows but they won’t stay this low for long. Want to find out what Texas mortgage rates you qualify for? Want to find out how much money you could save by refinancing?

We’re a local Austin mortgage lender that can offer you the best mortgage rates and the lowest closing costs!

If you are thinking of refinancing or doing a Texas cash out refinance rates are gret!

Give us a call today!        Austin: 512-996-8194          Houston: 713-589-2244

Today’s Austin Mortgage Rates as of 11/11/2009
Mortgage Rates                                     Interest Rate APR 

Texas Conforming Home Loans and FHA Home Loans 
Today’s 30-Year Fixed Mortgage Rates           4.875%    5.065%
Today’s 30-Year Fixed FHA Mortgage Rates   5.000%    5.717%
Today’s 15-Year Fixed Mortgage Rates           4.375%    4.700%

Texas Conforming Home and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Today’s 30-Year Fixed Mortgage Rates            5.000%    5.138%
Today’s 30-Year Fixed FHA Mortgage Rates   5.250%    5.924%

Austin Texas Jumbo Home Loans: 
(Amounts that exceed $417,000)
Today’s 30-Year Fixed Mortgage Rates           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loan

Interested in Houston’s current mortgage rates? Visit: http://houstonhouse.net/mortgage-rates/

Interested in El Paso’s current mortgage rates? Visit: http://www.mylendingplace.com/mortgage/rates/El-Paso/

Mortgage Loans Texas: Have Texas mortgage loan rates gone down?

Mortgage Loans Texas:  Have Texas mortgage loan rates gone down? Are you interested in a Texas mortgage loan?

We’re a local Austin mortgage company that can offer you the best mortgage rates and the lowest closing costs.  We are also a “No Point” lender which means we don’t charge addition points to get you a better mortgage loan rate.

Give us a call today for a FREE mortgage loan quote!  In Austin:  512-996-8194  In Houston:  713-589-2244

Texas Mortgage Loan Rates in Austin as of 06/26/2009
Mortgage Rates         Interest Rate    APR 
Conforming Home Loans and FHA Home Loans: 
30-Year Fixed Mortgage Rates            5.375%   5.571%
30-Year Fixed FHA Mortgage Rates    5.500%   6.245%
15-Year Fixed Mortgage Rates            4.875%   5.204%

Texas Conforming Home Loans and FHA Home Loans:
(Larger Loan Amounts in Eligible Areas)
30-Year Fixed Mortgage Rates          5.375%   5.516%
30-Year Fixed FHA Mortgage Rates  5.750%   6.451%

Texas Jumbo Home Loans:
(Amounts that exceed $417,000)
30-Year Fixed Mortgage Rates       6.250%   6.399%

Texas Mortgage Refinance Home Equity Loans

Give us a call today!  Austin: 512-996-8194    Houston: 713-589-2244

Looking for Texas Term Life Insurance? Get a FREE quote at: http://texastermlife.com/life-insurance-quote/
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Texas Mortgage Rates: Should you refinance your home mortgage?

Texas Mortgage Rates in Austin:  Should you refinance your home loan?  Texas home refinance rates are still at record lows.  Refinancing your existing home mortgage at a lower interest rate could save you money.  We’re a local Austin mortgage company that can help you with your refinance needs and goals. Give us a call today and we’ll get started today!             Austin:  512-996-8194            Houston:  713-589-2244 

Current Texas Mortgage Rates in Austin  as of 05/04/2009 
Mortgage Rate                                 Interest Rate   APR
Texas Conforming Home Loans: 
Current 30-Year Fixed Mortgage Rate       4.875%     5.086%
Current 20-Year Fixed Mortgage Rate       5.125%     5.416%
Current 15-Year Fixed Mortgage Rate       4.625%     4.989%

Texas Jumbo Home Loans: (Amounts that exceed $417,000) 
Current 30-Year Fixed Mortgage Rate      6.125%     6.273%

Texas FHA Home Loans: (loan limits vary by county)
Current 30-Year Fixed Mortgage Rate     5.000%     5.645%

Need to reduce expenses? Consider refinancing.

http://www.boston.com/business/personalfinance/managingyourmoney/archives/2009/05/time_to_refinan_1.html

These days, everyone is looking for ways to reduce expenses and, fortunately, mortgage rates are now at multi-year lows. Rates on 30 year fixed rate mortgages are now under 5 percent. If you look hard enough, you can probably get close to 4.75 percent, possibly even lower.

http://money.cnn.com/2009/04/30/real_estate/mortgage_rates/index.htm

The currently available rates are the lowest recorded since Freddie Mac began tracking mortgage rates in 1971. And the rate for 15 year fixed mortgage is even lower –closer to 4.5 percent. A year ago, the rates on a 30 year mortgage exceeded 6 percent and 15 year fixed mortgages were around 5.6 percent according to the Wall Street Journal.

http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aC_CO9KLmIuQ

So, how much can you save by refinancing? If you have a $400,000 mortgage and you refinance from a 6 percent mortgage to a 4.875 percent mortgage, you would be saving almost $300 per month. If you have to pay closing costs, you have to “net” those costs against your monthly savings. For example, closing costs can easily run from $2,400 to over $3,000 so even if you are saving $300 per month, it will take you several months to recoup the fees. If paying closing costs really bothers you, look for a “no/no” loan where you don’t pay any points or closing costs. The home mortgage rate will be slightly higher, but if you think that you might be moving in 3 to 5 years, these loans can make sense.

http://mylendingplace.com/mortgage-rates/

It is important to note that these rates are for conforming loans (those under $417,000 unless you live in certain high cost areas). If you need a jumbo mortgage, the rates will be higher. You also need to be sure that you still have at least 20 percent equity in your home. If you don’t, refinancing might not be an option or you might have to pay a higher rate. You should also be prepared to pay a slightly higher rate if you will be paying off a Home Equity as a part of your refinance because many lenders characterize those loans as “cash-outs”.      

Live in Houston? Interested in Houston mortgage rates?  Give us a call today!  713-589-2244

Looking for a Texas Term Life Insurance quote? Visit: http://texastermlife.com/life-insurance-quote/

Mortgage Rates Texas: Are mortgage rates going up in Austin?

Mortgage Rates Texas: Are mortgage rates going up in Austin?  Do you have questions about the current Texas mortgage rates?  Would you like to refinance your home mortgage for a lower interest rate?  We’re a local Austin mortgage company that has been helping people all over Texas!  Give us a call today!                                                                                                  Austin:   512-996-8194                            Houston:   713-589-2244

Texas Mortgage Rates in Austin as of 04/28/2009
Mortgage Rates                             Interest Rate     APR
Texas Conforming Home Loans: 
30-Year Fixed Mortgage Rate      4.750%     4.960%
20-Year Fixed Mortgage Rate      5.000%     5.289%
15-Year Fixed Mortgage Rate      4.500%     4.862%

Texas Jumbo Home Loans: (Amounts that exceed $417,000) 
30-Year Fixed Mortgage Rate      6.125%     6.273%

Texas FHA Home Loans: (loan limits vary by county)
30-Year Fixed Mortgage Rate      5.000%      5.645%

Texas Mortgage Home  Equity Loan

Texas Mortgage Rates Hold Steady: slight rise from previous week for Texas