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Austin Texas Mortgage & Refinance

Make your home more affordable by dropping your mortgage insurance

The mortgage mess AKA credit crunch AKA sub-prime debacle is making it harder to avoid personal mortgage insurance.   But there are still ways to get a good loan (even to 100%) without having it.   Sure you need great credit scores but if you know you’re 3-6 months out from buying let’s use this time so we can get your credit scores where they need to be.  It’s worth it.

 Call us so we can show you specific ways to improve your scores.   512-996-8194

 Remember, loans over 80% are required to have mortgage insurance.    So if you put 5% down, and took out a 95% loan you’re loan will likley have PMI since your 95% loan is higher than 80%.   However, doing a 80/15 (still lending 95%) is a great way to get a lower payment without PMI.   

Call us today or visit us at www.mylendingplace.com  512-996-8194.  

We believe getting the right home loan is as important as getting the right home.

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