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Austin Refinance: Austin Mortgage Rates; Bank of America

Today, I noticed that  Bank of America is offering  30-year fixed mortgage rates at 4.00%  with 1.00% buy-down points and 15-year fixed mortgage rates at 3.25% with .750% buy-down points.

Bank of America knows people want low mortgage rates so they just offer higher fees. Why pay additional points when getting your mortgage rate when you don’t have to? At Mylendingplace.com, we can get you the same low Austin mortgage rates without charging  you additional points.

Unlike major lenders like Bank of America, Wells Fargo and Chase, we’re a  “No Point” lender! View our closing costs here!

We can offer you the best mortgage rates with the lowest closing costs! Give us a call today! 512-996-8194

www.MyLendingPlace.com

Find MyLendingPlace.com and our reviews on Yelp: http://www.yelp.com/biz/my-lending-place-austin

Current Mortgage Interest Rates | Bank of America | Austin Texas

Current Texas Mortgage Interest Rates |  Bank of America | Austin Texas

Now that Texas Mortgage (Refinance) rates are so low it’s important you look at the rate as well as the closing costs.  I personally bank at bank of America and everybody knows they do ton of mortgage loans.  However, notice the picture below…my daughter, Kbug, is pointing out how much Bank of America is charging to get a 3.375% 15 year fixed rate.

www.mylendingplace.comAustin Texas Mortage Refinance Company |  512-996-8194

 1.25% Points at Bank of America, based on their own sign !

This means if you’re home loan is $200,000 you’ll more than $2,000 in lender fees.  Not to mention the applicaton fee.

This is why people use Mylendingplace.com over Bank of America.  We offer the same mortgage loans (all mortgage loans are either Fannie/Freddie) but with much lower closing costs.   Take a look at our closing costs and give us a call.   We help people all over Texas buy or refinance. (more…)

Texas Mortgage Rates: Austin Mortgage Rates at Historic Lows

Texas Mortgage Rates: Austin Mortgage Rates at Historic Lows Whether you’re interested in mortgage refinancing, a new mortgage loan or a Texas cash out refinance… NOW is the time to act. Taking advantage of Texas mortgage rates while they are at historic lows could save you a lot of money.

Unlike major lenders, we’re a “No Point” lender. You can access our closing costs HERE.

Give us a call today!     Austin:  512-996-8194     Houston:  713-589-2244

      Texas Mortgage Rates in Austin as of 12/04/2009 texas-mortgage-refinance-quote12
Mortgage Rates                                                   Interest Rate   APR 
Conforming Home Loans and FHA Loans: 
Texas 30-Year Fixed Rate Mortgages           4.875%    5.065%
Texas 30-Year Fixed FHA Rate Mortgages  5.000%    5.717%
Texas 15-Year Fixed Rate Mortgages           4.250%    4.573%

Conforming Home Loans and FHA Home Loans:  texas-mortgage-refinance-home-equity-loans
(Larger Loan Amounts in Eligible Areas)
Texas 30-Year Fixed Rate Mortgages           5.125%    5.264%
Texas 30-Year Fixed FHA Rate Mortgages  5.250%    5.924%

Jumbo Home Loans:
(Amounts that exceed $417,000)
Texas 30-Year Fixed Rate Mortgages           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loans

Texas Mortgage Rates: What are today’s Texas mortgage refinance rates in Austin?

Texas Mortgage Rates:   Is it a good time to refinance?

What are today’s Texas mortgage refinance rates in Austin?

Interested in home mortgage refinancing? Texas mortgage rates in Austin are at record lows but they won’t stay this low for long. Want to find out what Texas mortgage rates you qualify for? Want to find out how much money you could save by refinancing?

We’re a local Austin mortgage lender that can offer you the best mortgage rates and the lowest closing costs!

If you are thinking of refinancing or doing a Texas cash out refinance rates are gret!

Give us a call today!        Austin: 512-996-8194          Houston: 713-589-2244

Today’s Austin Mortgage Rates as of 11/11/2009 mortgage-refinance-rates-austin-texas1
Mortgage Rates                                     Interest Rate APR 

Texas Conforming Home Loans and FHA Home Loans 
Today’s 30-Year Fixed Mortgage Rates           4.875%    5.065%
Today’s 30-Year Fixed FHA Mortgage Rates   5.000%    5.717%
Today’s 15-Year Fixed Mortgage Rates           4.375%    4.700%

Texas Conforming Home and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Today’s 30-Year Fixed Mortgage Rates            5.000%    5.138%
Today’s 30-Year Fixed FHA Mortgage Rates   5.250%    5.924%

Austin Texas Jumbo Home Loans: 
(Amounts that exceed $417,000)
Today’s 30-Year Fixed Mortgage Rates           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loantexas-mortgage-refinance-quote11

Interested in Houston’s current mortgage rates? Visit: http://houstonhouse.net/mortgage-rates/

Interested in El Paso’s current mortgage rates? Visit: http://www.mylendingplace.com/mortgage/rates/El-Paso/