Texas Mortgage Rates: Austin Mortgage Rates at Historic Lows Whether you’re interested in mortgage refinancing, a new mortgage loan or a Texas cash out refinance… NOW is the time to act. Taking advantage of Texas mortgage rates while they are at historic lows could save you a lot of money.

Unlike major lenders, we’re a “No Point” lender. You can access our closing costs HERE.

Give us a call today!     Austin:  512-996-8194     Houston:  713-589-2244

      Texas Mortgage Rates in Austin as of 12/04/2009
Mortgage Rates                                                   Interest Rate   APR 
Conforming Home Loans and FHA Loans: 
Texas 30-Year Fixed Rate Mortgages           4.875%    5.065%
Texas 30-Year Fixed FHA Rate Mortgages  5.000%    5.717%
Texas 15-Year Fixed Rate Mortgages           4.250%    4.573%

Conforming Home Loans and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Texas 30-Year Fixed Rate Mortgages           5.125%    5.264%
Texas 30-Year Fixed FHA Rate Mortgages  5.250%    5.924%

Jumbo Home Loans:
(Amounts that exceed $417,000)
Texas 30-Year Fixed Rate Mortgages           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loans

Texas Mortgage Rates:   Is it a good time to refinance?

What are today’s Texas mortgage refinance rates in Austin?

Interested in home mortgage refinancing? Texas mortgage rates in Austin are at record lows but they won’t stay this low for long. Want to find out what Texas mortgage rates you qualify for? Want to find out how much money you could save by refinancing?

We’re a local Austin mortgage lender that can offer you the best mortgage rates and the lowest closing costs!

If you are thinking of refinancing or doing a Texas cash out refinance rates are gret!

Give us a call today!        Austin: 512-996-8194          Houston: 713-589-2244

Today’s Austin Mortgage Rates as of 11/11/2009
Mortgage Rates                                     Interest Rate APR 

Texas Conforming Home Loans and FHA Home Loans 
Today’s 30-Year Fixed Mortgage Rates           4.875%    5.065%
Today’s 30-Year Fixed FHA Mortgage Rates   5.000%    5.717%
Today’s 15-Year Fixed Mortgage Rates           4.375%    4.700%

Texas Conforming Home and FHA Home Loans: 
(Larger Loan Amounts in Eligible Areas)
Today’s 30-Year Fixed Mortgage Rates            5.000%    5.138%
Today’s 30-Year Fixed FHA Mortgage Rates   5.250%    5.924%

Austin Texas Jumbo Home Loans: 
(Amounts that exceed $417,000)
Today’s 30-Year Fixed Mortgage Rates           5.750%    5.895%

Texas Mortgage Refinance Home Equity Loan

Interested in Houston’s current mortgage rates? Visit: http://houstonhouse.net/mortgage-rates/

Interested in El Paso’s current mortgage rates? Visit: http://www.mylendingplace.com/mortgage/rates/El-Paso/

Mortgage Rates Texas: Are home refinancing rates increasing in Austin?  Are you interested in the current Texas home refinance rates?  Are you in interested in refinancing at a lower mortgage rate?  We’re a local Austin mortgage company helping people all over Texas accomplish their mortgage refinance goals. Give us a call today!  Austin: 512-996-8194  Houston: 713-589-2244

Today’s Austin Mortgage Rates as of 05/29/2009 
Mortgage Rate                     Interest Rate  APR
Texas Conforming Home Loans 
Today’s 30-Year Fixed Rate   5.375%   5.593%
Today’s 20-Year Fixed Rate   5.375%   5.669%
Today’s 15-Year Fixed Rate   4.875%   5.241%

Texas Jumbo Home Loans: (Amounts that exceed $417,000)
Today’s 30-Year Fixed Rate    6.375%   6.525%

Texas FHA Home Loans: (loan limits vary by county) 
Today’s 30-Year Fixed Rate   5.500%   6.170%

Texas Mortgage Home Equity Loan

Mortgage applications fell 14.2% last week:

http://www.marketwatch.com/story/mortgage-applications-fell-142-last-week-mba

(MarketWatch) — Mortgage applications filed last week fell a seasonally-adjusted 14.2% last week, compared with the week before, as rates on 30-year fixed-rate mortgages ticked up, according to the Mortgage Bankers Association’s weekly survey, released on Wednesday. Applications were up 28.5% for the week ended May 22, compared with the same week in 2008. The MBA survey covers about one-half of all U.S. retail residential mortgage applications.

 http://www.bloomberg.com/apps/news?pid=newsarchive&sid=anjQYRxlHFvQ

Refinance applications were down an unadjusted 18.9% last week, compared with the week before. Applications for mortgages to purchase a home were up a seasonally adjusted 1.0%, compared with the previous week. The four-week moving average for all mortgages was down 4.7%.  http://www.mylendingplace.com/mortgage-rates/

Applications to refinance an existing loan made up a 69.3% share of all activity, compared with 73.6% the previous week. And applications for adjustable-rate mortgages made up a 2.6% share of all activity, up from 2.4% the previous week.

Rates on 30-year fixed-rate mortgages averaged 4.81% last week, up from 4.69% the previous week, with average points increasing to 1.28 from 1.13. A point is 1% of the mortgage amount, charged as prepaid interest.

http://www.zillow.com/Mortgage_Rates/

Fifteen-year fixed-rate mortgages averaged 4.44%, unchanged from last week, with points increasing to 1.16 from 1.01. And 1-year ARMs averaged 6.55%, up from 6.38%, with points increasing to 0.12 from 0.10.

 Get a FREE Texas Term Life Insurance quote at http://texastermlife.com/life-insurance-quote/

Mortgage Rates Texas: What is the 30-year fixed rate mortgage in Austin, Texas?  Today’s 30-year fixed mortgage rates in Texas are still near record lows.  Unsure of what type of home mortgage loan is best for you?  Wondering if you should refinance your home mortgage?  We’re a local mortgage company helping people all over Texas.  We’re a “No Point”  lender that can offer you the lowest closing costs. Give us a call today and we’ll get started today!

Austin: 512-996-8194         Houston:  713-589-2244

Today’s Austin Mortgage Rates as of 05/18/2009
Mortgage Rates                 Interest Rate        APR
Texas Conforming Home Loans: 
Today’s 30-Year Fixed  Rate   4.750%     4.960%
Today’s 20-Year Fixed  Rate   4.875%     5.163%
Today’s 15-Year Fixed  Rate   4.500%     4.862%

Texas Jumbo Home Loans: (Amounts that exceed $417,000)
Today’s 30-Year Fixed  Rate   6.125%     6.273%

Texas FHA Home Loans: (loan limits vary by county) 
Today’s 30-Year Fixed Rate   5.000%     5.645%

Texas Mortgage Refinance Home Equity Loan

Mortgage Applications Tumble In First Week of May

http://www.mortgagenewsdaily.com/05132009_mortgage_applications.asp

Despite lower mortgage rates, loan applications for the week ending May 8 fell 8.6% compared to the prior week, said the Mortgage Bankers Association on Wednesday. The average rate for a 30-year fixed-rate mortgage decreased to 4.76% from 4.79%.  http://www.mylendingplace.com/mortgage-rates/

The Market Composite Index, a seasonally-adjusted measure of mortgage loan application volume, fell to 895.6 in the week, decreasing from a 979.7 level one week prior. The four week moving average is also down 5.1%. The weekly survey covers about half all U.S. retail residential mortgage applications, and has been conducted since 1990.  Respondents include mortgage bankers, commercial banks and thrifts.  

 http://www.bloomberg.com/apps/news?pid=20601087&sid=aYokz_rb3kbw&refer=home

Part of the weekly decline came from lackluster demand for refinancing loans, which have fallen from a peak in mid-April. The Refinance Index decreased 11.2% to 4588.6 this week, down from 5169.3 in the previous week. 

The share of refinancing loans accounted for 71.9% of total applications, compared to 74.4% in the previous week. The share of adjustable-rate mortgages (ARM) increased to 2.3% from 2.1% of total applications from the previous week. The Purchase Index increased this week, but only by a modest 0.5% to 265.7, up from 264.3 one week earlier. 

Live in Houston?  Interested in Houston’s Current Mortgage Rates?  Give us a call today!  713-589-2244

Need a FREE Texas Term Life Insurance quote?  Visit: http://texastermlife.com/life-insurance-quote/